AFFORDABLE HEALTH INSURANCE

 

The nation's first Internet-only health plan for individuals and their family members, called Net Saver, has been introduced by Health Net Life Insurance Company, one of the most innovative health insurers.

" No more waiting for paper applications to be mailed or phone calls to make," said Mark Morgan, vice president of Health Net's Individual & Family Plans line of business." With Net Saver, applying for coverage is easier, and it comes with a low premium and no hassle. Plus, the cost savings from this 100-percent paperless product are factored into Net Saver premium rates."

Low Cost Health Insurance

With Net Saver, there are no paper-based application or enrollment materials whatsoever. Once a secure, encrypted online application is completed by an applicant, it is downloaded by the consumer for record keeping and submitted at the same time to Health Net for processing.
Net Saver's all-online processes help to speed the application submission process. It's not uncommon for applications to be submitted in the middle of the night by Internet-based brokers like EHealthInsurance.com."

We work with more than 140 of the nation's best health insurance companies, and Health Net of California is the first to launch an Internet-only plan that meets the distinct needs of consumers who prefer to do business online," said Robert Fahlman, senior vice president and chief operating officer of Core Products for EHealthInsurance.

Net Saver is a Preferred Provider Organization (PPO) plan that comes with affordable deductible levels and premium rates starting at $33, depending on family status, age and location, for individuals and their family members who do not have access to employer- or government-sponsored health plans.

" Net Saver is truly innovative," said Robert Ju, a health insurance broker in Cupertino. "Through its leading-edge online submission and review processes, Health Net is able to pass the administrative savings back to the consumer."

Cheap Health Insurance

Health Net offers Net Saver through its Web site, www.health.net, and it provides the electronic tools that insurance brokers and Web-based insurance sales sites need to sell this one-of-a-kind product.

Health Net Life Insurance Company is a wholly owned subsidiary of Health Net of California. Health Net of California, a subsidiary of Health Net, Inc. (NYSE:HNT), is one of the largest health plans in California, serving nearly 2.5 million members statewide. It contracts with more than 35,000 physicians, nearly 300 hospitals and 4,600 pharmacies, giving its members greater choice and more convenient access to care. Its commercial lines of business have received "Excellent" accreditation status and its Medicare lines of business have received the "Commendable" accreditation status from the National Committee for Quality Assurance.